As a rule, assessment values taken into consideration by insurers are:
- identical replacement value of the property,
- with a possible adjustment for depreciation owing to wear and tear.
These values therefore differ greatly from the historical acquisition values.
Our department specialized in the provision of prior assessments of insured assets for buildings, contents and valuables, proposes you the draughting of certified reports which may go towards justifying the existence and condition of goods and property after a loss.
The market value assessment services we provide for your real estate are carried out totally independently from property market players.
Following an in-depth study of the local market, our real estate professionals estimate the market value of the property under consideration:
Your insurance policy sets out the terms of an appraisal following a loss.
Most damage insurance policies provide for an out-of-court contradictory appraisal. In this case, your insurance company will designate its appraiser but it is in your interest to appoint your own consultant expert as soon as possible.
Our hundred-year-old experience as insurance appraisers speaks for us: our appraisers are true professionals, trained as architects and engineers: they will bring you genuine know-how and expertise.
We need to step in as soon as the claim has been recognized by the appraiser appointed by your insurance company. Our experts will assist and represent you during this first meeting which must enable: